Insights

Get up to speed on the latest in payments. Here, you’ll find industry-leading thinking, research, and analysis on instant payments, artificial intelligence (AI), interoperability, open banking, account-to-account (A2A), ISO 20022 and more. Use the links below if you’d like to get involved.
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Article

8 min read

The Ethereum Merge

On the 15th of September, the eyes of the whole financial market were ...

Article

10 min read

Super Apps: An Upcoming Challenge for Banks

The term ‘Super-App’ was introduced for the first time in 2010 by Mike...

Article

7 min read

DeFi Basics: How Decentralised Exchanges Work

One of the ultimate questions that crypto developers try to answer eve...

Article

8 min read

SEPA Payment Account Access (SPAA) Scheme: The EU’s Move Towards an ‘Open Data Society’

Open Banking has been significantly impacting the financial world for ...

Article

10 min read

P27 and Latest Developments

In February 2018, a number of Nordic banks published their ambition to...

Article

14 min read

Understanding CBDCs and Their Market usage

Central Bank Digital Currency or CBDC is a form of digital currency th...