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Build your payment flows

With Payments Expert Agent. Design, document, code, and test. Backed by 300+ programs at Tier 1 banks.

Payments Expert Agent

Your project, accelerated by the world’s top payments specialist.

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We know payments

ISO 20022, SEPA, SWIFT, RTP, FedNow – whatever the scheme, whatever the platform, our people have been there.

Laurel wreatch with Pay360 Awards

Best Use of Payments Data or AI

Pay360 Awards

Laurel wreath European Risk Management Award

Technology Innovation of the Year

European Risk Management Awards

Laurel wreath Unseen Business Awards

Innovation Award

Unseen Business Awards

Global Finance Awards

Most Innovative Financial Technology

Global Finance Awards

Three ways to build payment flows. One source of truth.

Build, upgrade, and maintain payment flows in different ways. We work with all of them.

Through your platform provider

We accelerate how your vendor builds, configures and maintains your payment flows. We've done this 500+ times.

Build them yourself

We give you the tools to turn 6 weeks of work into 6 days. You build and maintain your payment flows.

PAYMENTS EXPERT AGENT

AI + Payments Experts

Payments Expert Agent combines decades of payments modernization expertise with intelligent AI technologies. It captures every discussion, decision, rule, and requirement, turns them into structured delivery assets, and guides the full delivery lifecycle.

It makes your payments modernization team more productive, knowledgeable, and efficient.

Trusted by

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FULL LIFECYCLE COVERAGE

Build, upgrade and maintain

One agent across the entire payments modernization lifecycle.

Design

Payments Expert Agent supports workshop meetings in real time. It thinks and reasons like our payments experts, challenging assumptions, and recording decisions so they're available for future projects.

Document

Your Agent creates detailed documentation to support sign-off from clients, vendors, and SMEs. The outputs match whatever format your client, vendor, or partner uses. The also support AI coding and development.

Code

It uses templates and examples from the Payments Modernization Tool to write, update, and fix payment flows. Whether they're built on vendor platforms, third-party frameworks, or as custom flows for the client.

Test

You can build test scenarios, test cases, and scripts based on the requirements, and grow test coverage over time by building up regression packs.

Maintain

The agent reviews code and checks the impact of any system changes or patches, using frontier AI models to update and clean up code while tracking how those changes affect the payments platform.

Upgrade

When new requirements or rule changes come in, Payments Expert Agent assesses their impact and drafts the upgrade design, documentation, and code needed. These go to a workshop for review and sign-off by SMEs.

We deliver

Your project. Backed by world leading payments experts

When you need experts on the ground, our payments veterans step in. We work in high-stakes environments to stabilize delivery and accelerate progress.

The Payments Expert Agent handles knowledge retrieval, structured analysis, requirements, code, and testing. Our people focus on human delivery, relationships, and judgment.

Insights hub

Discover industry leading analysis

Expert articles, reports, videos, and deep-dives. Brought to you by our top payments experts.

Article

Nearly half of banks are behind on ISO 20022

Nearly half of banks are behind on ISO 20022

Article

Canada’s instant payments era is starting

Canada’s instant payments era is starting

Article

Why 2026 is a make-or-break year for Pay by Bank in the UK

Why 2026 is a make-or-break year for Pay by Bank in the UK

Article

7 payments trends in 2026

7 payments trends in 2026

We know payments

Why Choose RedCompass Labs?

We’ve helped some of the biggest banks on the planet embrace the future of payments.

We exist to help open the doors of finance to all and to protect those who enter. We enable good payments and help stop the bad.

24

years in payments modernization

24

countries

200+

years of combined banking experience

500+

successful projects

Get Ready for the Future of Payments With RedCompass Labs

Whatever your needs, our team are on-hand to support.