The Ultimate Guide to SEPA Instant Payments

Europe is marching toward a world in which fluid and fast frictionless payments are the norm. As per the Instant Payment Regulations, EU banks must be able to send and receive instant payments by the 9th of October 2025.

It’s great news for European consumers and businesses. But the new rules pose several challenges for payment service providers (PSPs).

So to help, we’ve outlined the context, challenges and opportunities for PSPs in Europe and beyond, to demystify the technical aspects of implementing SEPA Instant Payments.

You’ll learn how to:

– navigate the 10-second rule

– scale your instant payment processing, and;

– deal with bulk payment files.